It is a two-step process once the application is completed, usually 10-14 days. First the application must be approved (and it is based on your credit score 575 or better). Second step is waiting for the funds to be dispersed to your account. I have seen some go through in a couple of days others drag. Just depends on where you are in their system. Any other questions feel free to ask TJS Independent Consulting is here for you! As soon as I hear back from you, I can begin!